Privacy Policy

Privacy Policy for https://loan-to-value-ratio.buzzzoomer.com

Introduction

Welcome to https://loan-to-value-ratio.buzzzoomer.com (referred to as “the Company,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, handling, and disclosure of information in compliance with various global privacy laws, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA) and California Privacy Rights Act (CPRAA)
  • Colorado’s Privacy Act (CPA)
  • Utah’s Consumer Sales Privacy Act (UCPA)
  • Connecticut’s ConnectiCUT Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

  • Our official website at https://loan-to-value-ratio.buzzzoomer.com
  • All applications, services, and products offered under our domain
  • Interactions through emails, phone calls, texts (SMS), and social media platforms

Please note that this policy does not extend to third-party websites, apps, or services accessed through links on our platform. These entities have their own privacy policies governing data collection and usage.

Processing Activities

This policy outlines our practices when:

  • You use any of our applications, access our online services, or engage with us as an authorized user.
  • You visit our website linked to this Privacy Policy.
  • You communicate with us via emails, newsletters, calls, or text messages.

Personal Data Collection

We collect various types of personal data, including:

  • Account Information: Details related to your account creation and management.
  • Payment Information: Data required for processing transactions, such as cardholder name, payment amount, and expiration date.
  • Financial Information: Records of financial activities, loan details, and credit history (obtained with your consent).
  • Purchase Information: Items you buy from us or partner platforms, including order history and product preferences.
  • Mobile Device Identifiers: Unique device IDs, IP addresses, and mobile network information to improve user experience.
  • Location Data: Geographic coordinates when you use our location-based services (with your permission).
  • Feedback: Responses to customer surveys, product reviews, and comments.
  • Social Media Information: Details from social media platforms when users interact with us through these channels.
  • Product Information: Preferences, usage patterns, and feedback related to the products you use.

We gather this data in several ways: user input forms, interactions with our applications, automated tracking technologies (like cookies), and third-party service providers who assist us in data collection.

Cookies

We utilize cookies to enhance your browsing experience and gather analytics. Cookies are small text files stored on your device that serve various purposes:

  • Strictly Necessary: Essential for website functionality and navigation.
  • Preference: Remember user preferences, language settings, and customizability choices.
  • Analytics: Track website usage, measure performance, and understand user behavior to improve our services.

Users can exercise control over non-essential cookies through our Cookie Manager.

Retention and Deletion

We retain personal data for as long as necessary for the fulfillment of legitimate business purposes or as required by law. Once these purposes are satisfied, we securely delete or anonymize the data to protect your privacy.

Security Measures

We have implemented robust organizational and technical safeguards to protect your personal data from unauthorized access, disclosure, alteration, or destruction. These measures include:

  • Encryption for secure communication and data storage.
  • Engagement of reputable third-party processing partners who adhere to strict security standards.

Children’s Privacy

Our services are not directed at children under the age of 18, and we do not knowingly collect personal data from them.

Your Rights (Subject to Local Laws)

Depending on your location, you have certain rights regarding your personal data:

  • Access and rectification
  • Erasure or right to be forgotten
  • Data restriction
  • Right to data portability
  • Objection to processing
  • Non-discrimination
  • The right to file appeals or complaints with our privacy team for data-related issues.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be effectively immediately upon posting on our website, and we encourage you to review this policy periodically.

Contact Information

For any questions, unsubscribe requests, or feedback regarding our privacy practices, please contact us: